Credit card fraud appears to be all over the place and criminals love using the internet to steal credit card information, due to the privacy it offers. Many consumers think the only way to protect themselves is to avoid shopping online all together. While this is a method to prevent credit card information from being stolen and hacked, it also means that one can never ever again shop online. The online marketplace for goods and services is expanding at an alarming rate because people are aware of the ease with which they can discover the most affordable deals while shopping online. If one does not shop on the internet, you'd be giving up on all the great bargains. Utilizing this method to prevent credit card fraud is like choosing not to fly on planes again to protect yourself from terrorists. True, one would not become a victim in any terrorist plot that involved planes, however it also means having to deal with the inconvenience of not being able to fly while traveling. As with everything else that happens in the world, the trick is not to escape the problem but to comprehend the problem and to adopt a smart strategy to minimize the risk of being a victim to fraud with credit cards when shopping online.
Let's first discuss the steps to take if the credit card fraud occurred. There's no reason to panic. Once the cardholder reports that his or her credit card information is compromised The credit card company won't be held accountable for any fraudulent charges even for charges made before reporting the credit card information has been stolen. A credit card provider will close the card off from further use and issue a new card within one or two weeks however this is something that most people prefer not to deal with If they could.
The next step is to utilize the Safe Browsing Tool to check if a website is safe to visit, assuming one trusts Google naturally. This tool will inform you whether a site is suspicious or not when Amazon gutschein Google last scanned it, and also if the website has did anything suspicious in the past, and will also inform if it is associated with any suspicious websites even in the event that the site itself is not doing anything that could be considered suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. After entering this address the tool from Google will show an easy half-page report on whether the website in question is in fact secure or not.
Another level of protection that one can use when purchasing online is to use reputable third party payment methods. Nearly everyone has had the pleasure of using PayPal. They are probably the most popular third payment method used in the world. They permit users to make payment for goods and services through them. This means, for instance, that if a buyer purchases a product, she is not directly paying the website that she is shopping on. The amount is due to PayPal after which PayPal will pay the merchant which means the merchant never sees her credit card number and the credit card information was never transmitted over the internet during this transaction. It does not matter if the buyer shops on one or more websites. So long as the payment method of a third party was used the credit card details were not transmitted, so the information does not get tossed all over the internet at every site where a purchase was made. Other 3rd party payment methods similar to PayPal comprise, Google Wallet and Amazon Payments.
Armed with this information shoppers online can now ensure that the sites they browse are safe to shop on Also, avoid entering sensitive information when buying. Therefore, there's no reason to miss out on all the great deals when you shop online for fear of the theft of credit card details.